No-fault laws exist in 12 states and Puerto Rico and have the goal of trying to lower the money damages due to auto accident claims. No-fault laws allow for payment for injuries that happen in a car accident, but for other damages such as pain and suffering or emotional distress, limit who can collect damages to those who are most severely injured or permanently scarred. The idea behind no-fault laws is that by eliminating the less severe injuries from the court system, the ultimate costs to insurers will be less while there is still an avenue for the severely injured to collect.
The best way to find out if your injuries are severe enough to collect damages is to meet with a no-fault attorney to get an idea of the possible success of your case. No-fault laws usually provide for strict time limits as to when you can file a claim, so hiring an attorney as soon as possible after your accident is advisable. Call our no-fault attorneys today to get started on your case.